We know you like to be prepared, so you can tackle whatever life throws at you. Cash Back Plus is just one way in which 1st for Women helps you be ready for any eventuality with extra cash in your pocket.

This optional extra rewards you by giving you money back if you remain claim-free for four consecutive years. We’ll pay you out your entire first year’s premiums, or up to 25% of all your premiums paid over those four years – whichever is the lesser. So, if your premium is R700 per month, you could get up to R8400 back!

When you take out the Cash Back Plus option, certain premium waiver benefits are automatically included. These are the Death Premium Waiver Benefit and Retrenchment Premium Waiver Benefit. In the event of your death, the Death Premium Waiver Benefit ensures that your loved ones will be protected financially during this difficult period.

Death Premium Waiver benefit includes:

  • Payment of your short-term insurance premium for a period of up to six months.
  • Protection of your Cash Back Plus.
  • Peace of mind that your personal possessions remain insured.

Should you be retrenched, the Retrenchment Premium Waiver Benefit will make sure that you are still able to meet your insurance premium commitments.

Retrenchment Premium Waiver Benefit includes:

  • Payment of your short-term insurance premium for a period of up to six months.
  • Protection of your Cash Back Plus.
  • Peace of mind that your personal possessions remain insured.
Personal Insurance Benefits

  • Cash Back Plus
  • Retrenchment Premium Waiver
  • Death Premium Waiver
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